Almost every article on this subject states the 2030 rules as though they are already law. They are not, and the distinction matters if you are deciding what to spend.
Where things actually stand
| Now | From 1 October 2030 | |
|---|---|---|
| Minimum rating | Band E | Band C |
| Cost cap per property | £3,500 | £10,000 |
| Maximum penalty | £5,000 | £30,000 per breach |
| Applies to | New and existing tenancies | All tenancies, no grace period |
The band C requirement was confirmed by government in its January 2026 response, as part of the Warm Homes Plan. The statutory instrument that makes it law is expected in 2027.
It is settled policy, not settled law. Anyone telling you the £30,000 fine applies today is wrong.
The date nobody mentions: 1 October 2029
A property that reaches band C before 1 October 2029 is treated as compliant until that certificate expires, under the current assessment metrics.
That matters for two reasons. The methodology is changing — the Home Energy Model is due to replace the current SAP approach — and nobody yet knows whether a given property scores better or worse under it. And a certificate lodged in 2029 runs to 2039.
What it typically costs to get there
| Starting point | Typical spend to reach C |
|---|---|
| High D, score 65 to 68 | £500 to £2,000 |
| Mid D, score 55 to 64 | £2,000 to £6,000 |
| E, score 39 to 54 | £5,000 to £15,000 |
| Solid wall, off gas grid | Often above the cap |
Those are broad ranges. The route for a specific property is set out on its own certificate, in the order the assessor recommends.
Enter a postcode to see the actual route to band C for a specific property, taken from its own certificate.
Check a propertyExemptions
Exemptions exist, must be registered on the PRS Exemptions Register, and generally last five years. The main ones are:
- Cost cap — you have spent the cap and still cannot reach the standard.
- All relevant improvements made — everything appropriate has been done and the property still falls short.
- Consent — a tenant, freeholder or planning authority has refused permission.
- Devaluation — a suitably qualified surveyor confirms the works would reduce the property value by more than five per cent.
- Wall insulation — a suitable expert confirms cavity or solid wall insulation would damage the building.
What to do now
- Find out where each property actually stands. Not the rating you remember — the one on the register.
- Separate the properties that can reach C cheaply from the ones that cannot reach it at all. They need completely different plans.
- Do the cheap ones first. A high D often needs a few hundred pounds.
- For the difficult ones, start early. Those are the properties where a cost cap exemption or a fabric intervention will be needed, and both take time.
- Keep every invoice. The cost cap is only useful if you can evidence the spend.